The new year always feels like a fresh start – it’s the season to get in shape, eat healthier, and spend more quality time with loved ones. But don’t forget about your personal budget. The approach of the new year means it’s time to get your budget in order too, so that the next twelve… Read more »
Category: Financial Planning
Whether you’re in denial or not, the new year is here! Make sure that you have a business plan in place for 2018. And that plan includes planning your business budget. For some of us, budgeting is the most painful part of running a business. Why can’t we just do what we love? While you could… Read more »
It’s fall and we all know what that means – the holiday season is around the corner. This can be the toughest time to budget, especially for those of us who were never very good at budgeting in the first place. You still have time to get ahead of the game and prevent losing control… Read more »
As Christmas sneaks up on us, good intentions of saving money melt like snowflakes, and this “merry” time of year quickly escalates into a financial blow out. Then January rolls around and a nasty reality check arrives to hundreds of thousands of homes around the country in the form of a credit card bill…. Read more »
Your empty wallet! The cash people sink on Halloween is absurd. The National Retail Federation (NRF) estimates Americans will spend $8.4 billion on Halloween in 2016. Seriously. According to Global News, Canadians spend $137 on average per person ($52 on a costume, $43 on decorations and $42 on candy). So if you’re a family of… Read more »
Christmas is just a few months away – is your wallet ready? If the holiday season is something you haven’t budgeted for in the past, get ahead of the game this year by starting early. (You’ll thank us come January, when there’s still money in your wallet!)
It’s not too early to get tax ready for your accountant! We’re nearly three-quarters into 2016, and there’s lots you can do today to save you from the stress of tax time in January.
Net worth is any asset owned minus any debt owed. Everything you own falls under “assets” and everything you owe falls under “liabilities”. So if you added up the value of your assets (everything you own: home, cars, savings accounts, investments, etc.) and subtracted the value of all of your liabilities (debts such as:… Read more »
Money is a part of our everyday lives, yet there’s still a ton of stigma around it. Some think it’s rude or impolite to talk about finances. But with Canadian household debt hitting a record high of $1.92 billion last year… Perhaps not discussing finances has been partly responsible for getting us into… Read more »
It’s no wonder the majority of Canadians find it hard to save money. Just about everywhere we go, we’re encouraged to spend. Everything is designed for you to “BUY! BUY! BUY!” and those four magical letters S-A-L-E suck us into purchasing stuff we really don’t need.